Do you need a direct deposit for a bank sign-up bonus?

Many banks offer generous sign-up bonuses. But there’s often a lot of red tape to factor in before you receive that bonus. Most commonly, banks require a direct deposit to claim your bonus. But changing your payroll information to switch your direct deposit can be a hassle, especially if your new bank is not going to be your primary bank.

How can I earn bonus cash without a direct deposit?

In addition to bank promotions, another way to earn bonus cash without needing to set up direct deposit is to explore credit card offers. These almost always require you to spend a certain amount using your new card, and you’re usually given a few months to meet that requirement.

What are the best bank bonuses without direct deposit?

Check out our complete list of the best bank bonuses without direct deposit requirement. Chase Business Complete Banking • Earn $300 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.